Personal Insurance
Insurance Providers / Specialists in Fort McMurray, Alberta
Annuity Plans
At NXT Accounting and Tax services, we design flexible annuity plans to protect your savings and ensure you enjoy your retirement with a steady flow of income. Our advisors will help you understand your options and select the right retirement annuity plan to give you a secure financial future.
What is an annuity plan?
Annuity plans are a type of insurance that generates a stable and guaranteed flow of income. Based on the plan you select, annuities promise a steady income stream for as long as you live. They can be funded by regular payments before retirement or a lump sum payment. By choosing an annuity plan, you reap the benefits of a tax-deferred investment (before withdrawal), safeguard your savings by appointing a beneficiary and enjoy a steady flow of income throughout your lifetime.
Types of annuities
There are two basic types of annuities – Variable annuities and fixed annuities. Hereโs what you need to know about them.
Fixed annuity plans
A fixed annuity assures you a guaranteed rate of return on your investment. It is unaffected by market fluctuations and grows at a steady interest rate. This provides a sense of comfort in knowing that your investment is secure. You are in control of your savings and benefit from tax-deferred growth. This means that you do not pay any taxes on your annuity until the time of withdrawal. This makes sure there is more money in your account for greater returns. It is considered one of the safest annuities as it guarantees a predictable return.
Variable annuity plans
These annuities are subject to market changes. When the market is high, you stand to gain a higher return. In the same way, when the market dives, your bank balance could drop and affect future investments. These retirement annuities can be beneficial if the market works in your favor, but ultimately your financial fate lies in the uncertainty of market challenges.
Why choose us?
At NXT Accounting and Tax Services, we help you understand the different types of annuities available and offer advice to secure your financial future and meet your investment goals. We work with a team of qualified and reputable financial advisors who create smart income plans for a lifetime of financial security. We understand how the market works and ensure that your savings are protected while you get the highest returns on your investment.
We are experienced, but we are also considerate. We understand that securing your financial future with the right annuity plan is a huge decision with no room for error. We want you to feel comfortable with your choice and confident that your future is financially secure. This is why we encourage you to come to meet with us, talk to us, ask us your questions and clear every doubt you may have. Rest assured that our team of advisors will put your financial worries at ease and find the right financial plan to suit your needs.
Are you considering an annuity plan?
Get in touch with us to understand your options and find the right annuity plan for your financial needs.
Why choose an annuity plan?
- Alleviate the risk/worry of outliving savings
- Gain better control of your savings through flexible investment options
- Assured retirement income
Home Insurance Services
Safeguarding your home with the right insurance coverage will financially protect your home in the event of a fire, water damage, theft, or any other unforeseeable event. Your home is likely the biggest asset you possess. As such, obtaining the right home insurance services will ensure your home and its contents are financially secure in the event of any loss or destruction.
At NXT Accounting and Tax Services, we help you:
- Find the right insurance coverage for your home / commercial establishment
- Get expert advice from experienced professionals
- Benefit from personalized insurance plans
- Understand your options and protect your investment
- Match you with the right investment plans within your budge
Similarly, protecting your business establishment is essential too. Just like your home, your business is susceptible to many of the same risks. In addition, your business could also face a loss from equipment failures, employee dealings, and time-consuming claim processes.
At NXT Accounting and Tax services, we are committed to financially securing your most valuable possessions by providing home insurance services tailored to your needs. Our insurance specialists will find the right plans with the coverage you need based on the value of your property and possessions.
Whether you are looking to secure your business or home, our insurance specialists will carefully evaluate your situation and advise you on the right way forward. Our home insurance services are designed to make the process easy to understand, giving you the confidence to make the right choice for your home or business.
Why choose us?
As experienced insurance providers, we help you understand how home insurance services can help you in the long run. We help you protect your most valuable investments with the right financial coverage. Whether you are looking to secure your residential property or commercial establishment, our insurance providers will assess your situation and discuss the right investment plans that work for you.
Life Insurance Services
At NXT Tax and Accounting Services, we assist companies in procuring the right solutions to tackle worker’s compensation claims. By putting the right insurance system in place, you will be able to minimize risks, reduce costs and protect the interest of your business while creating a safer working environment for your employees.
Services we provide
- Personalized advice and insurance policies to suit the nature of your business and its employees
- Competitive pricing with flexible premium options
- Ensure compliance with state laws
What is workers’ compensation?
If an employee sustains an injury at the workplace, you are liable to cover medical costs and other rehabilitation fees to compensate for the loss of pay due to the inability to work. Workers’ compensation also includes financial support to a deceased employee’s family if an accident at the workplace results in a fatality.
Now imagine this happened to more than one employee. Would your business be able to bear the costs of each claim? At NXT Accounting and Tax Services, we help you put in place a life insurance plan for your workers in accordance with state laws that protect your workers and safeguard your business in the event of a lawsuit.
Managing Workers’ compensation can be tricky to navigate. Every province has different rules and corporate regulations. To learn more about Workers’ compensation and how it can benefit your business, speak to our accountants to understand your options. We have worked with companies from diverse industries, offering comprehensive solutions that have saved them time and money. You can trust our insurance specialists to find the right insurance for your business category.
Medicare Health Plans
Medicare has gone through a number of changes in the last few years and it can be hard to keep up with how policies evolve and how the market fluctuates. Some of these changes have been beneficial for all involved while others shift resources to areas that require individuals to make adjustments to secure their quality of life. NXT Accounting & Tax Services is here to help make sure you can keep living the life you want.
If you are turning 65 years of age and looking for a Medicare plan, NXT Accounting & Tax Services insurance experts provide access to the carriers you need in order to make an informed decision from every available Medicare option. We offer trustworthy guidance and solid expertise that seniors can benefit from when making one of the most important decisions regarding their healthcare coverage.
Mobile Home Insurance Providers
Home is where the heart is. This means that a home can be almost anywhere where you can take care of the ones you love. The insurance experts at NXT Accounting & Tax Services are here to make sure that you get the right plan to protect the place that holds your heart.
Although mobile homes are different than conventional homes, they still require the same amount of insurance protection. NXT Accounting & Tax Services agents can assist you with finding the coverage that is most appropriate for your mobile or manufactured home in Edmonton, Calgary and Fort McMurray.
Prescription Drug Plans
Being able to properly afford the medication you need to retain your quality of life is of no small importance. But the problem is not finding coverage rather it is finding the right coverage for your needs.
NXT Accounting & Tax Services prescription drug plans provide you with practical alternatives and make managing your costs for medications less of a challenge. We offer a range of Medicare Part D coverage options to Edmonton, Calgary and Fort McMurray residents that help cover the cost of your medications and ensure you benefit from maximum savings.
Senior Life Insurance
At NXT Accounting and Tax Services, we want to help you to understand how senior life insurance will make a difference to you and your family. We know that life’s reality can be frightening, but considering a senior life insurance policy will ensure your loved ones are taken care of even after your passing. This will remove the financial pressure and prepare them for the time ahead.
At NXT Accounting and Tax Services, we provide -
- Customized plans designed for seniors
- Wide range of options requiring no medical exam or waiting period
- Easy acceptance process and affordable rates
- Expert advice from insurance specialists dedicated to serving the needs of seniors
What is senior life insurance?
Senior life insurance is a type of insurance available to people between the age of 50 -80 years. It covers funeral expenses, including burial costs, paying off any outstanding debts, or transferring cash benefits to family members. Your policy will depend on your age and health, and it is best to seek the advice of an experienced insurance provider when selecting senior life insurance.
Why choose us?
At NXT Accounting and Tax Services, we help you understand how much coverage you need, the approval processes for the policy you want, and which policy is best for you and your family. We make the process easy to understand and guide you through the options. We assess your financial situation and work with a network of insurance providers to find the lowest premiums and plans to suit your budget and needs. Our insurance specialists understand that it can be confusing to sort through the options alone. They take the time to get to know you and provide you with the information you need to confidently purchase the right senior life insurance policy. We help you understand what is best for you and your family and discuss plans that meet your needs.
Car Insurance Providers
At NXT Accounting and Tax Services, we help car owners select the right auto insurance policy that covers their needs.
Auto insurance is mandatory for all vehicles and protects you from financial loss in the event of an accident. This means that if you are involved in an accident covered by the terms of your policy, the insurance company will step in and provide financial assistance to cover injuries, vehicle damage, or property damage due to the accident. How much the insurance company will pay depends on the policy you choose.
This is why it is essential to have an experienced insurance specialist review your needs and assist you in selecting the policy with the proper coverage. Our financial advisors at NXT Accounting and Tax Services work with a network of insurance providers to connect you with the best quotes within your budget.
Why choose us?
Our insurance specialists will help you understand the types of coverage available and what is and isnโt included in each of them. Itโs not about getting every insurance available, but getting the coverage that suits your needs. At NXT Accounting and Tax insurance, we match you with car insurance plans that fit your budget and align with your needs. All our insurance specialists are experienced and up to date with the latest industry knowledge. We ensure that you understand your options and feel comfortable with the decisions you make.
Types of coverage available
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Personal injury protection / medical payments
- Uninsured / Underinsured motorist insurance
Individual Health Insurance Providers
What doesn’t kill you makes you stronger” while there is some truth to this old saying being in need of medical care often leads to a person becoming financially weak. This is why health insurance exists. To help those individuals who plan ahead to keep their financial situation in tact in the event of a health issue. The cost of seeing a doctor or being hospitalized is always increasing, leading many to debts that they are not able to afford.
Regardless of your age, present physical health, or any existing health coverage you may already have, choosing the right health insurance options that fit your particular needs, as well as your budget, requires the skill and experience of an insurance expert to ensure that you and your loved ones are fully protected. NXT Accounting & Tax Services offers a full range of affordable health plans and works closely with individuals and families to find the most suitable coverage options.
Motorcycle/Boat Insurance Services
Protect Your Water Adventures
Few things are as perfect as spending a day out on the water. The breeze, the splashing water, the thrill of doing something different, these are the reasons people boat as an activity. But whether you are on a boat for leisure, there is still something important to consider.
When you are enjoying your boat on the water, the last thing you want to think about is financial loss. NXT Accounting & Tax Services boat insurance offers the freedom and peace of mind you need to enjoy your boating adventures to the fullest.
Medicare Advantage Plans
Medical Advantage plans, (sometimes referred to as Part C) involve independent insurance providers taking over the original Medicare plans of Part A and Part B while often adding additional benefits.
This was created so that healthy competition can happen between independent providers which leads to better coverage and cost for the individual consumer.
NXT Accounting & Tax Services Medicare Advantage plans can be tailored to include prescription drug coverage and other services such as vision care and specialized wellness and fitness services, in addition to extra benefits not paid by Medicare alone.
Pet Insurance Providers
Pets do a great deal for us. They cheer us up when we are down, they share in our joys and they remind us of the simple things in life that make it worth living.
Our pets do a lot for us and all they ask for in return is food, warm place to sleep and to have some fun with their owners. Unfortunately, sometimes they get into accidents or become sick and those without insurance can be left with a very tough decision.
NXT Accounting & Tax Services understands how much you love your pet and how important it is to ensure that they live long and healthy lives. NXT Accounting & Tax Services offers affordable pet insurance plans which cover the expenses for medications, treatments and regular checkups at the vet. They can also be tailored to include medical care options if your dog or cat is injured in an accident.
Renter/Condo Insurance
Whether you are renting a place to stay or own a condo, NXT Accounting and Tax Services help you find the right renter/condo insurance to cover your needs. Both renter/condo insurance safeguards your personal belongings within your home.
How can renter/condo insurance help you?
- Protect you from financial losses resulting from damage to personal belongings
- Cover hotel expenses if you are forced to vacate due to hazardous events like a fire breakout
- Cover legal fees if a visitor sustains injuries within your rented home and decides to sue
- Provides peace of mind that your belongings are financially secure
Renter insurance
As a renter, your most valuable assets are your personal belongings. This could include expensive jewelry, clothing items, artwork, electronic devices, or even furniture you have spent your hard-earned money purchasing.
With renter insurance, these belongings are financially protected in the event of theft, vandalism, fire, water damage, or any other type of loss or damage. This means that if you face an unforeseen event, your renter insurance policy will kick in and cover the expenses. How much financial relief you can avail of depends on the policy you choose, its coverage, and the value of the damaged items.
Condo insurance
Condo insurance is an extra layer of financial protection to safeguard personal property within your condominium. While most master policies cover the exterior structure, you need condo insurance to protect personal belongings within your apartment. Our insurance specialists will help you strengthen your insurance coverage with customized policies that work for your unique requirements. Like renter insurance, condo insurance financially secures personal belongings in the event of a fire, theft, or other damage.
Why choose us
As insurance specialists, we ask the right questions to determine what renter/condo insurance you will need. We evaluate the value of your belongings and advise you on the coverage you require. Weโre always available to help you understand your insurance options. When you hire our insurance specialists, you are one step closer to securing your financial future. You can expect the highest level of professional and dependable service.
Umbrella Insurance Services
We canโt always change the outcome of an accident, but we can avoid any accompanying financial catastrophes with the extra protection offered by an umbrella insurance policy.
Even though the coverage provided by your homeowner and automobile insurance policies will protect you in the event of personal injury, accident or liability, a NXT Accounting & Tax Services umbrella policy picks up where the coverage of your standard policy ends.
